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INFOGRAPHIC: 10 Ways You Can Protect Your Home Against Wildfires

The sun and heat in California attract many people to this beautiful state, but they’re also the source of devastating wildfires on the west coast. Here are some ways to effectively protect your home against wildfires.

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Types of Inspections a Property May Need Besides the Typical Home Inspection

A home inspection is one of the most common contingencies to be included in a real estate contract. Even if a home is only a couple of years old, anything can happen, which is why it’s important to take the opportunity to have the home inspected before your purchase agreement goes firm.

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Discount Points Can Lower Your Interest Rate

When you obtain a mortgage, the interest rate that you are given will have a significant impact on how much the loan will cost you. Obviously, the lower the rate, the more affordable your mortgage will be. In this case, a larger proportion of your payment will go towards the principal portion compared to a mortgage with a higher interest rate.

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How Do Capital Gains Taxes Work When Selling Real Estate?

Depending on the circumstances surrounding the sale of your property, you could wind up having to pay capital gains taxes to Uncle Sam come tax time.

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INFOGRAPHIC: 8 Habits to Improve Your Credit Rating

Having poor credit can make it tough for you to buy a car, get a small business loan, and be approved for a mortgage. If your credit is lagging, there are habits that you can adopt today to improve it.

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How Does a Comparative Market Analysis Help You Sell Your Home?

After you’ve decided to sell your home, how much will you be listing it for? The asking price can’t be just some arbitrary number that you come up with in an effort to rake in top dollar for your home. Instead, determining the perfect listing price requires careful consideration and a sound strategy.

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How to Find a Home Despite Low Inventory

California has been in the middle of a housing shortage for years now, and there doesn’t seem to be a light at the end of the tunnel as far as beefing up inventory anytime soon to adequately meet demand. When sellers have the upper hand in a situation like this, buyers can be left feeling frustrated and empty-handed.

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How to Figure Out How Much of Your Income Should Be Spent on a Mortgage

Before you start pounding the pavement in search of your next home and book showings, you might want to find out exactly how much you can afford first. There’s no sense in looking in the $600,000 range, for instance, if you can only realistically afford a home worth $300,000.

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Pros and Cons of Owner Financing

A home purchase is a very expensive one and typically requires some type of financing. The more common way to finance such a large purchase is to obtain a mortgage from a lender or bank, but there are other more creative ways to get your hands on the money you need to pay for your new home.

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