This ancient Chinese art of existing in peace with your surrounding environment is based on the notion that your home reflects your life. Everything that surrounds you holds an energy called “chi,” which can be used to bring tranquility, energy, luck, and even wealth into your home. And at the same time, Feng Shui can also help add a sense of style
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The current California housing market can be described in so many di erent ways. Right now the state is experiencing an inventory crunch, and housing a ordability is a real problem. Housing action is starting to shift inland as supply in coastal areas remains tight. But what about the people who make up the California housing market? Let’s have a closer look at the individuals who are part of the buying and selling process in California real estate for 2016.
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Getting approved for a mortgage these days is nowhere near as easy as it was before the economic debacle back in 2008. Lenders are a lot more stringent in their mortgage lending criteria, and for good reason: they don’t want to get stuck with a pile of loans in default. About one-third of all mortgage applications are denied by lenders, according to the Mortgage Bankers Association. And half of refinancing applications are also rejected.
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While the inside of your home may be getting a lot of attention, the exterior warrants the same. If you cringe every time you approach your front door, it’s time to make some changes. And if you’re planning on selling any time soon and want to attract as many buyers as possible, boosting your curb appeal is even more important.
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Housing prices in California have long been higher than most other states in the US, and the gap just seems to be getting bigger. Unfortunately, that’s driving many blue-collar and middle-class residents out of the state.
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Whether there are tons of competing listings in your neighborhood or you happen to be in a slow market, making your property stand out from the crowd is crucial to a quick sale. And while an affordable listing price may be the first thing that buyers may be attracted to, there are plenty of other tings you can do to lure buyers to your listing and get your home sold quickly.
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Taking out a mortgage typically means making regular payments until the loan is paid off. But while this may have been the traditional way of looking at mortgages, many homeowners these days are choosing to keep their mortgages by refinancing to take advantage of certain benefits, such as getting a lower interest rate, using the equity to invest, consolidating debt, or taking advantage of tax deductions.
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After pounding the pavement in search of the perfect home, you finally find one. An offer is put in and accepted, and all closing processes and costs are taken care of. You move in and begin life in your new home – what could possibly go wrong? That depends on whether or not you opted for title insurance. When you buy a home, you’re given title to the property. It’s this title that provides you – the new owner – with the right to possess and use the home and the land that it’s on.
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If there’s any place on the planet that’s known for its luxury housing, it’s San Francisco. But despite flourishing since the market started improving after the recession of 2008, the luxury market in San Fran is beginning to cool off.
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